Robinhood Gold Membership

Your Robinhood Gold Card is Ready to Claim.

You’re already on the list. Complete a quick activation to unlock unlimited 3% cashback, 5% APY savings, and your premium metal card—in minutes.

Secure Identity Verification
Instant Digital Card
Premium Gold Membership
Bank-Level Encryption
Robinhood Gold Card — premium metal credit card
Instant Digital Access

Your Digital Gold Card, Instantly Available

Once activated, your Gold Card is live inside Robinhood DeFi immediately—ready for contactless payments, online shopping, and crypto cashback before your physical card arrives.

Available instantly after activation
Add to Apple Pay & Google Pay
Crypto cashback auto-invested
Real-time spending notifications

0+

Members Waiting

$0/mo

Avg. Cashback Earned

0.0%

APY on Savings

0+

Countries Supported

Live Joins

A*** M.from New York· 2 min ago
R*** K.from San Francisco· 5 min ago
S*** P.from Austin· 8 min ago
M*** J.from Chicago· 12 min ago
T*** L.from Miami· 15 min ago
C*** W.from Seattle· 18 min ago
D*** H.from Boston· 22 min ago
J*** R.from Denver· 25 min ago
A*** M.from New York· 2 min ago
R*** K.from San Francisco· 5 min ago
S*** P.from Austin· 8 min ago
M*** J.from Chicago· 12 min ago
T*** L.from Miami· 15 min ago
C*** W.from Seattle· 18 min ago
D*** H.from Boston· 22 min ago
J*** R.from Denver· 25 min ago

Why Gold Card

Everything you want. Nothing you don't.

The Gold Card was designed from the ground up to benefit investors, not banks. Every feature exists for a reason.

No limits, ever

3% Unlimited Cashback

Earn 3% on every purchase, everywhere, with no caps, no categories, and no BS. The highest flat-rate cashback on any no-fee card.

20× national average

5% APY Savings

Your cash earns 5% APY in Robinhood Gold's high-yield savings—20x the national average. Your money works harder between purchases.

No foreign fees

Premium Travel Benefits

No foreign transaction fees, complimentary travel insurance, priority support, and lounge access coming soon. Travel like you mean it.

120-day coverage

360° Purchase Protection

Every purchase is protected for 120 days. Damage, theft, extended warranty—we've got it covered so you can shop with confidence.

Just $5/month

Zero Annual Fee

Included with your Robinhood Gold membership at $5/month. No $695 annual fee. No hidden charges. Just premium benefits.

Rewards → Investments

Auto-Invest Rewards

Every cashback dollar automatically invests in your portfolio. Set rules, pick assets, let your spending build your wealth.

Join 1.2M+ members already on the waitlist

Robinhood Gold Card
Active

The Card

Designed to make an impression.

A premium metal card with a brushed gold finish. When you hand this to a waiter or tap it at checkout, people notice. Because details matter—and so do you.

Material

Premium Metal Alloy

Weight

17.5 grams

Cashback

3% Unlimited

APY

5.00%

Annual Fee

$0

Network

Visa Infinite

1.2M+ ahead of you

See the Difference

Gold Card vs. everything else

The numbers don't lie. See why over a million people chose the waitlist.

Feature
★ Best

Gold Card

Robinhood

Traditional

Credit Card

Digital

Wallet

Annual Fee
None
$95 – $695/yr
None
Cashback Rate
3% Unlimited
1–2% (capped)
0–2%
Travel Rewards
Included
Varies (premium only)
Limited
Foreign Transaction Fee
None
3% average
Varies
Investment Integration
Native
None
None
Crypto Rewards
Available
Rare
Limited
Metal Card
Premium tier only
High-yield Savings
5% APY
Not included
Varies
Mobile Experience
Industry-leading
Basic
Good
Purchase Protection
120 days
60–90 days
Limited

* All comparisons based on publicly available card benefits as of 2025. Individual results may vary.

Member Stories

People are excited.

I've tried every premium card on the market. The Gold Card waitlist experience alone felt more polished than most fintech products I use daily. The investment integration is a game changer.

Marcus Chen

Software Engineer at Meta · San Francisco, CA

Joined waitlist

March 2025

Got Questions?

We have answers.

We're rolling out the Gold Card in waves throughout 2025, starting with members who joined the waitlist earliest. Early waitlist members will receive exclusive pre-launch access. You'll receive an email when your spot is ready.

Still have questions? Contact our team or check the Help Center.

Limited Early Access

Ready to join the future of credit?

Over 1.2 million people can’t be wrong. Join the waitlist today and get your Gold Card before everyone else.

Activate Gold Card →

No credit check required · Free to join · Referral rewards available